The next time you're watching one of those semi-clever State Farm or Farmer's commercials on TV think of this: worker's compensation is being devastated (at least thirty-three states over the past decade have slashed benefits) at the behest of insurance companies who are doing quite well financially, with the cost being taken on by guess who, the American taxpayer, despite the fact that worker's compensation claims are at a twenty-five year low. [Note the above link is an oustanding expose by Pro Publica and NPR]
And just where do you suppose that extra money is going?
The trade-off of worker's compensation is that you give up your right to sue in return for--should you get hurt at work--your medical bills being taken care of and a reasonable amount of money paid in lieu of your wages to help you survive financially until you are able to work again. Now the trade-off is you lose your arm and your family goes into poverty with the social safety net being the only thing keeping your family from starvation.
So the next time you see Jake from State Farm, tell him to go fuck himself.
Peace,
emaycee
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